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About Us

OUR CORE FOCUS IS:

To prioritise our relationships with “our” brokers and to do all we can to foster a long-term partnership with every broker across “our path”.

Since 2003 we have forged long lasting relationships with our brokers who since have remained with us.

The above priority motivates us to do our utmost to ensure we offer:

The Best...

in meeting the expectations of both the broker and their client

Tailor-made...

as every client is unique

Ever improving motor trade related insurance solutions

never allowing apathy to set in.

Transforming the motor trade insurance industry through our specialised risk cover solutions.

"Collision" Cover Defects

Does your policy provide express and adequate cover for the following?

If you do not have peace of mind that you are adequately covered for all the scenarios mentioned below, contact the market leader in vehicle collision cover (relating to the motor trade) for the best, tailor-made and ever improving solution.

Note: The indicates risk scenarios relating to motor vehicle dealers.

For best viewing, please use the navigation dots below to read more scenarios.

1. Jane Doe (a girlfriend of a salesman) drives a stock vehicle being used by a salesman to the salesman home (as he exceeded the legal alcohol limit). Jane has a lot on her mind, she indicates left instead of right which causes another vehicle to collide into the vehicle at an intersection.

2. A panel beater requests (over the phone with no formal contract in place) a specialist (uninsured) mechanical service center to assist them on repairs to a Suzuki Jimny, as they are not particularly set up to do mechanical work. Upon completion of the work, the mechanic takes the Suzuki Jimny for a test drive and takes a blind corner too fast and slams the Jimny into a stationery policy vehicle.

3. A dealer inherited a '68 Chevy which is now registered in his personal name. He receives an offer to purchase from his friend which he cannot resist and allows his friend to drive the vehicle for demonstration purposes. As he cruises along the highway the traffic comes to a sudden halt, however he cannot brake quickly enough and crashes into the back of another vehicle.

4. A vehicle dealer purchases a pre-loved Toyota Hilux for higher than retail price and rationally spends further funds to bring the vehicle to an "impeccable" state before placing the vehicle up for sale. The vehicle is "written off" and the dealer expects to be paid the purchase price plus those additional costs incurred to be paid out.

5. The driver employed at a "one man band" service center is off sick and the owner asks his retired father-in law to help him for the day (for a fee) in taking vehicles to and from a car wash, following their services. Whilst driving to the carwash, a few blocks away, his father-in law hits a pothole, loses control and collides head on with a third-party BMW X6.

6. A customer is having his bakkie serviced at the local dealership, the dealership provides the customer with a courtesy bakkie. The customer cannot afford to lose business and therefore proceeds to use the courtesy vehicle for his own business activities; during the process the customer (a plumber) reverses the bakkie into the third party's home's wall, whilst in the process of offloading a geyser.

7. A dealership offers a potential buyer (and long standing customer) the opportunity to "test drive" a Range Rover for a week. On his way to the family farm the potential buyer collides into a cow and "writes off" the Range Rover.

8. A mechanic's towing vehicle is in for repairs, but he urgently needs a customer's VW Amarok to be towed to his workshop. He calls a friend who is an uninsured towing contractor to tow the vehicle with his rollback and unfortunately the VW Amarok unhitches and "flies" into oncoming traffic.

"Defective Workmanship" Cover Defects

Does your policy provide express and adequate cover for the following?

If you do not have peace of mind that you are adequately covered for all the scenarios mentioned below, contact the market leader in defective workmanship cover (relating to the motor trade) for the best, tailor-made and ever improving solution.

For best viewing, please use the navigation dots below to read more scenarios.

1. A DSG gearbox is installed, and the technician forgets to fill the gearbox with transmission fluid, the customer takes the vehicle and after a few kilometers the gearbox ceases. The gearbox installer (you) wishes to claim for the new gearbox.

2. A Mercedes G Wagon goes in for a valet, the attendant cleans the LCD of the vehicle entertainment system a bit too "enthusiastically" and cracks the LCD screen and dashboard.

3. An engine overhaul has been completed and during the road test the technician hears the loud bang of a blown engine; turns out that it was due to a cloth and a few bolts being left inside the engine.

4. After hoisting the engine out of a vehicle the chain of the hoist snaps and the engine falls onto the concrete floor which causes severe damage to the engine.

5. A fitment team is replacing a BMW 320's windscreen a little too hastily (time is money) and thus during the fitment they break one "arm" of the windscreen wiper mechanism and damage the electronics.

6. A new vehicle dealership services their own vehicle and during the service they fail to reinstall the sump plug. When the vehicle is driven after the service, the engine ceases.

7. A state of the art laser headlight (with electronics intact) of a Rolls Royce is removed from the fender, for the fender of the vehicle to be repaired; the technician reaches for a sandwich and slips on an oil leak, the headlight glides out of hand causing the glass and bulb to shatter and the electronics to be damaged.